Reply to s/o if parents have offered you inheritance early...

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[quote=Anonymous]OP, it really depends on your situation.

We refinanced our home through my dad.  He wanted to "help us now when we really need it."  We pay the IRS minimum rate at the time, so our interest rate is superb.  He gets a slightly better rate than he would if he was investing in a stable account, which he should at his age and situation.  It works for us all though it is incredibly generous of him and we are grateful.  No strings attached -- he's not the kind to push us.  To the contrary, he has always pushed ME to follow my career/opportunities, even when it is against his personal interest (it means I have to live in a different city, etc.).  If he ever needs financial help in the future, we will willingly step in and help him.  He's great.

However, I would never, in a million years, have financed through my in-laws.  They help DH's siblings a lot but it comes with many strings attached.  They are overbearing and ridiculous about so many other dramatic family issues it just wouldn't make sense to get involved on a business level.  Only you can decide what kind of family you have.[/quote]

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