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Relationship Discussion (non-explicit)
Reply to "Advice to people divorcing"
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[quote=Anonymous]Found these in Facebook feed: Here are 7 clauses you don't want to forget to include: 1 Life Insurance: Support usually ends when the payer dies. The Fix: Mandate they maintain a policy with YOU as beneficiary for the duration of the support term so you have immediate access to funds to keep your children safe if something happens. 2 Pet Custody: Judges treat pets like furniture. The Fix: A clear custody schedule and expense reimbursement plan. Don't let the dog become emotional leverage, 3 Tax Exemption Clarity: The IRS doesn't care about verbal deals. The Fix: Explicitly state who claims the kids for which years.Don't leave tax credits up for debate. 4 Estate & Guardian Deadlines: Divorce doesn't always trump outdated wills. The Fix: Mandatory deadline (e.g. 90 days) to update estate plans. Agree on guardian nominations to protect the kids before you finalize your agreement. 5 "Zombie Debt" Shield: Creditors don't read divorce decrees. If your ex defaults on joint debt, banks come for you. The Fix: An Indemnification Clause. This lets you sue your ex for damages if they ruin your credit. 6 The Mediation Mandate: Avoid getting dragged back to court. The Fix: Require mediation before filing court motions. Keep future conflict private and cheap. 7 The Digital Vault: Miles have money value; photos have emotional value. The Fix: Set a deadline to separate cloud libraries, transfer photos to a hard drive, and split points and loyalty accounts.[/quote]
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