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[quote=Anonymous][quote=Anonymous]We told our kids from middle school that we had enough money for them to go to 4 years of in-state public and they needed to work in that budget. If they can get merit aid at a private or out of state, that's fine but they will need to take loans out to cover any difference. [/quote] We generally did the same. We also strongly discouraged loans as part of larger financial literacy that we instilled in them. But I also spent a lot of time educating myself on merit aid and the entire paying for college process so we were fully informed. I now have one in grad school and one in her junior year of college. Both ended up at in-state publics for undergrad, but both also applied to and had comparable options OOS due to merit. [/quote]
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