Reply to Do you rein in the spender in your family?

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[quote=Anonymous][quote=Anonymous]Op - we have had college debt to pay off plus kids in daycare for the past decade. So between daycare and student loans we have been paying close to $7000 a month on those items. Not to mention mortgage, car payments, saving for retirement, college, and so on.

Our HHI just reached this high this past year. We are doing catch up on all our savings and retirement and college saving for kids. I worry about spending on lots of extras even though I know we have a high HHI right now. [/quote]

Sounds like you have at least 3 kids, which was a very expensive choice on your part.  Your student loans should be paid off now, or at least very soon.  If you can sit down and agree on priorities (retirement: X/year, college savings: X/kid/year, saving for next car so you don't have a car loan when you make $800k: X/year), then you need to lighten up about the things he chooses to spend his discretionary income on.  You are, by your own admission, a bit of a miser, so you can't hold him to the same standards of wearing threadbare clothes and eating a crust of bread for lunch or whatever you're looking for here.  The things he's buying aren't extravagant or wasteful, it's not like he has a gambling problem.[/quote]

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