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[quote=Anonymous][quote=Anonymous]I broke the bad news to my 13-years-older husband years.  He thought I'd just continue working and retire 13 years later than he does, so he felt no pressure to earn and save more.

He made some bad financial decisions, despite working in finance (apparently a common story).  I helped straight us out, have worked fulltime at the office, done most of the child/house/social/renovations/eldercare/mental work of the family.  He works from home and earns more than me, but has a much easier pace and hours and perks like golf with clients.

I woke up and finally realized where this was headed.  With me working to age 70 while he is retired on the golf course, and then me going directly from paid work to unpaid caregiving work of my husband when he's elderly.

[b]I told him -- and our financial planner -- that I will quit the very same day that he quits, and we'll live on whatever we have.   And I'm dead serious.  He got more motivated, and is hustling to build our savings.  And he adjusted his retirement age to two years later. [/b]

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Good for you.  Sounds like an effective approach.[/quote]

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