Reply to Why aren't you able to live within your means?

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[quote=Anonymous][quote=Anonymous]When DH and I were dating he had no concept of budget. He spent a lot when he got paid and couldn’t make it last until the next paycheck. No one ever told him about saving. He had been deprived of a lot growing up and REALLY liked to buy things. Lots of reasons. He’s a saver now but if I hadn’t intervened and brought some financial literacy into his life, he’d probably be in a ton of debt and made years of bad financial decisions. [/quote]

My DH was similar in not knowing how to budget but for the opposite reason. His parents had money and his dad was in finance/banking so he took care of all things financial. I was shocked at how little DH knew about interest rates, mortgages, etc. Even today, 25 years later, I am still stunned about things that he does not consider when it comes to finances. Not that he overspends but just doesn't seem to have a firm grasp on what, to me, are basic financial concepts.

My parents didn't have the same amount of money but they were/are great at saving and I took after them. Sometimes a bit too much, I'll admit.[/quote]

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