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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Not sure what there is to do about it, he's an adult, he made his own decision of which he is proud of and excited about.

You have two choices, you can support his choice and be happy for him or you can continue to harp on the negatives and sour something he was proud of accomplishing.

The truth is thousands of kids a year are fraternity presidents or on the board. the % of your worries are infinitesimal. [/quote]

And your 1 in a thousand risk is an 8 figure claim against the parents liability policy or worse their personal assets. [/quote]

Assuming he is over 18, why would the parents’ liability policy or assets be involved at all? [/quote]

Well…the liability policy probably comes into play because it covers your kid.

Same thing if your kid causes a car accident at 18…unless he has his own auto policy, he is covered under your policy.

Assets is a different matter…and I agree with your comment.[/quote]

He is only covered under your auto policy if he is listed as an insured driver under your policy.  But once your adult kid is no longer living in your household, I don’t see why he would be covered under your umbrella policy. He is an adult, unless his name is specifically listed under your umbrella policy, he isn’t covered.  [/quote]

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