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Reply to "Someone scratched kids car and I know they won’t pay"
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[quote=Anonymous]I can't believe everyone says to put this through insurance. It's $800. The amount that insurance will end up covering after deductible (if any) is so negligible, and then you have this on your insurance for 5 years. For what? To get insurance to reimburse you $300? Stupid. Just consider $800 the cost of having a kid on the road. Or just let the scratch stay. Sounds like you bought your kids a car, and this is a pretty good life lesson for a kid about how expensive life is and sometimes there are financial tradeoffs. Mom doesn't feel the need to get a scratch buffed out for $800, the other side won't pay. So if kid wants to gin up $800 of their own money, they can. But otherwise they can do as the 95% do, and life with a non-noticeable scratch on their car. [/quote]
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