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Reply to "It's me - the DIL with the in-laws and drama around their cabin."
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[quote=Anonymous]Unless the cabin can generate income to cover the HELOC this sounds like a really dumb plan. Has anyone talked with an estate planner or financial advisor? AL is so costly and MIL only has 400kish? Someone needs to be considering Medicaid lookback and possibly selling now. What if MIL doesn’t die in 3-4 years? Sorry to be blunt or seem as if I’m wishing death on her, but these are things you have to consider. Who is going to pay for her AL and SNF if she lives 10 years? The whole saga strains credulity with all the twists and turns about siblings getting a deal/not getting a deal. IDK. If you’re real you need to tell your husband no joint assets go into this asinine plan, and if there’s a better plan, and it involves your money you need a post-nuptial agreement immediately.[/quote]
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