Anonymous
Post 10/17/2012 20:22     Subject: Elderly parents, disability, medicaid and social security - your experiences
It seems to never pay to be married!
Anonymous
Post 10/17/2012 19:22     Subject: Elderly parents, disability, medicaid and social security - your experiences
Anonymous wrote:Who owns the house the mom and boyfriend live in? Who pays the bills? Each state has different rules under the federal guidelines. A home becomes a house or a convertable asset:
http://aspe.hhs.gov/daltcp/reports/hometreat.htm
http://elderlawanswers.com/elder_info/medicaid-rules.asp



Thanks, I think they both own some of it.
Anonymous
Post 10/17/2012 17:01     Subject: Elderly parents, disability, medicaid and social security - your experiences
Who owns the house the mom and boyfriend live in? Who pays the bills? Each state has different rules under the federal guidelines. A home becomes a house or a convertable asset:
http://aspe.hhs.gov/daltcp/reports/hometreat.htm
http://elderlawanswers.com/elder_info/medicaid-rules.asp

Anonymous
Post 10/17/2012 16:13     Subject: Elderly parents, disability, medicaid and social security - your experiences
Anonymous wrote:You need to get a long-term care insurance policy on him and quick...i wish i had done this 3 years ago when my mother (parents are divorced) suggested it...
now my father is broke...paltry social security and trying to qualify for his state's medicaid...
GET LONG TERM CARE INSURANCE..the little you pay or they pay each month will be worth it a few years from now.



You should consult an elder care attorney or planner before you do this. First of all, at his age and health state, long term care insurance is going to be incredibly expensive. And, from my discussions with nursing home administrators and social workers, long term care policies pay far less than what people believe they will pay. You could end up wasting money.
Anonymous
Post 10/17/2012 15:54     Subject: Re:Elderly parents, disability, medicaid and social security - your experiences
I second the advice to find a lawyer specializing in this in the state where they live. Best of luck in a tough situtation.
Anonymous
Post 10/17/2012 14:39     Subject: Elderly parents, disability, medicaid and social security - your experiences
*I think* they won't look at her assets. I *know* they are not married