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Reply to "Disagreeing on when to retire with spouse"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]OP here. We have around $2.5-3m in assets, excluding any home equity in our primary residence. I feel like we can live on just my spouse's income, maybe cutting back just slightly. My spouse does not want to cut back on our lifestyle at all.[/quote] So in your 30s, you want to quite your job and trim back your lifestyle, while your spouse continues to work to support you? OP, when people suggest this they usually have enough sense to couch it in terms of taking care of the kids and the household, it will be better for everyone's mental health, etc. But you don't bother with any of that - you just say you want to quit. You get points for honesty, I guess. No points for anything else, though, such as being a good partner and sharing the burden equally. [/quote] OP here. I was honest back when we were dating that I was looking for a partner either to retire early with me (living a frugal lifestyle), or not stopping me from retiring early. My spouse claimed to be okay with my plan. [/quote] And then people grow up and fully comprehend the reality of being a responsible adult. If you have hit 2.5 - 3MM in your 30s, when markets are at all time highs, you need to manage through the next few volatile years and keep adding to the pile. [/quote]
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