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[quote=Anonymous]I don’t think it’s that bad. Yes she could cut back to a cheap gym or the county rec center for $75 or less a month, yes she could do her nails at home, yes she could get less takeout. The hair/skin care/clothes seem within normal range. I guess the question is, are your finances so tight at the moment that you really need her to sacrifice that stuff?

According to your post she’s spending 
$200/month on a gym membership
$100/month on nails 
$75/month we’ll say on takeout

If you dropped those to cheaper categories and she spent
$25/month for Planet Fitness (this is just what my local gym is showing, yours may be different)
$10/month on at home nail supplies
And made all her lunches and coffee at home (so your grocery bill would probably go up somewhat)

You’re going from $375/month to $35/month, best case scenario. And if the expensive gym offers say child care, it may not be feasible to downgrade to a less expensive gym.

Is that $340/month savings going to make a significant improvement in your financial situation? Thats what you have to consider. [/quote]

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