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Relationship Discussion (non-explicit)
Reply to "Wife’s routine spending - what is normal?"
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[quote=Anonymous][quote]200/month gym membership 100/month on two manicures / pedicures 200 every 3-4 months on hair cuts 200-300 every couple months on skin products Once a year massage or spa , around 200 Every couple of months I see 300-600 on the credit card for clothes, she says some of this gets returned and that she needs more clothes recently due to size changes of having two kids in past 4 years Once or twice a year she makes a bigger purchase between 500-1000, could be bag, jewelry, shoes, clothing. It’s usually a birthday or anniversary gift. 50-100 /month on coffee or lunch - this is just for her , not family take out or eating out[/quote] So, our HHI is around 350k. I"m older and we both work. Some of this is normal and some seems excessive. Here are my thouhgs on what to cut down: Gym--why do you each have a membership? We are at the ymca, 119/mo for the family. If she does a specialized thing like orange theory, then I get it ,if she is really going. I would prioritize fitness for metnal and physical health over clothes, etc. mani/pedi: I get professional mani when I'm on a work trip or event, probably 6x/year. I do pedi 2-3x/summer. This is not excessive, but is it necessary to have nails professionally done when you're currently at home? not sure. I think this could be cut down. 200 on hair cuts--does she color hair ? I do and its 275 with tip. A plain cut for 200 is expensive, but you wear your hair every day. 200-300 on skin products?! that's a lot. A cheap rx of retinol and some 25$ moisturizer and sunscreen should be fine. She should save that money for laser treatments and stuff she will want when she is older :) massage or spa--once a year is nothing. clothes: I think this is a little high, but I tend to buy nicer things on poshmark or ebay and depending on the year I might spend more than that, depends. Last year I spent a lot on clothes, but it was a big overhaul of my closet after not doing so for years and kind of settling into my current weight (I lost about 10 lbs and kept it off a year so decided to clean out--watch me put it all back on!) .Because your wife is postpartum she should have clothes that fit but not overspend as things will change in the next year. I know that for me, a lot of impulse buying happens on amazon/online. It is so easy to overspend. bigger luxury purchase of 500-1000? I never do this. I have no interest in 'luxury' things. I wear inexpensive jewelry or very expensive inherited pieces. I dont care about bags. I love shoes but you really dont need to spend more than 150$. I think if these are presents she is buying herself, maybe set a limit? lunch/coffee, this seems reasonable, esp as she probably benefits from getting out of the house. [/quote]
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