Reply to I'm in the Top 10% but it sure as hell doesn't feel like it

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[quote=Anonymous][quote=Anonymous]I find it interesting that posters always suggest downgrading cable or phone when OP complains about budget problems.  For most people, cutting cable is NOT going to make any sort of palpable difference in their financial struggles.  I think at your income level the only thing that would really change your situation is drastically cutting down on a fixed expense. I would much rather live in a smaller house and have less financial stress.  Can you move to a 2 bedroom in a walkable area of town?  The space issue is less of a problem if you live somewhere you can walk to amenities.[/quote]

Ha!  This is a great idea, except our mortgage payment for our 3 bedroom, 2 bath, 1300sf townhouse in a transitional party of the city with an endless slew of problems we are constantly fixing is actually much less than our rent was for a 2 bedroom in a walkable part of town.  You can't win - apartments/condos near Metro rent and sell for ridiculous amounts, and if you move away from a Metro hub or to the burbs you have to pay commuting costs and have a car so you don't save shit anyway.

You're right - cutting cable isn't going to make a lick of difference.  It's not like we're living a destitute life.  What stresses me out is that every time we save some money something comes along to take it - leaky roof, specialists for the kid, etc.  The only thing that would make a demonstrable difference for us here is a) a grandma who moved in to take care of our kid for free or b) a dramatic increase in income.

And to the private school PP - not everyone sends their kids to private school.  We were planning to move before Kindergarten anyway.

Bottom line - I need Zoloft and a solid plan to move as soon as possible.[/quote]

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