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Reply to "S/o What do you think a middle class life style looks like?"
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[quote=Anonymous]A person's spending habits don't determine class status. You can have middle class income and spend like you're UMC, on credit. You can also have an MC income and afford certain UMC things (not on credit) depending on how you arrange your finances. For instance a MC family might afford regular foreign travel by always eating at home, or forgoing a car in favor of the bus. However, if you have a MC income but no mortgage because you inherited your home, of don't have to save for college or retirement due to gifts or inheritance, you are no longer MC because you have family wealth. Even if you live very frugally. Owning a home outright (especially in a place like the DMV) or not worrying about long term savings pushes you out of the MC.[/quote]
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