Reply to How much would DH have to earn for me to SAH?

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[quote=Anonymous][quote=Anonymous]OP here. Thanks PPs for the great advice. Good call on reminding me about the cost of classes and such...didn't even think of that!

Here's an issue I've had with the main advice (living on one salary to test that waters), though:

How do you try out living on one salary, really, when you work? Most of the eating out and even some of the expense of groceries (buying pre-made food) comes from the fact that I just don't have time to cook (and also do all the chores and then work more at night -- yes, I have that sort of job).[b] It's been impossible for me to truly pilot a SAH budget when the time constraints of working make things like cooking for each meal almost impossible (and yes, I've tried cooking for the week on Sunday and not had enough time to do that, even!) Other things like transportation expenses can't just disappear for the pilot period either.[/b] Am I being dense or is there some easier way to pilot living on the single salary?

Finally, I should have mentioned that about $10K of my yearly intake is from freelancing, which I will continue to do. [/quote]

I don't think the differences you're describing here are enough to be make or break to your decision.  Besides, don't you want some sort of cushion in your finances if you go down to one salary?  We have a very similar expense breakdown, and I don't think we would be happy on $94k, but obviously, YMMV.  Also, your expense breakdown doesn't include any figures for insurance or retirement savings.  I could see skipping college savings while you SAH, but you definitely need insurance and IMO, continuing retirement contributions, even at reduced levels, is a necessity, especially once you factor in the reduced earning power you will have over the next 10 years if you SAH.[/quote]

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