Reply to How much would DH have to earn for me to SAH?

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Reply to "How much would DH have to earn for me to SAH?"

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[quote=Anonymous][quote=Anonymous]You need to figure in the cost of:

1) Health insurance/medical expenses
2) Home repairs/maintenance
3) Roth/IRA for you, mom
4) Do you have life insurance (if not, you should definitely have it, esp if you decide to SAH)?
5) Activities for your child--classes, sports, music, etc.

[b]Also, when you SAH, you will also be accruing expenses--meeting friends for lunch/coffee, outings, parking fees, etc.[/b]

Before you quit, I would recommend what the PPs have stated--try to live only on DH's income (minus things like health insurance, if that is paid from your employer) for 6 months. I would also try to go part-time before quitting completely.[/quote]

This...I SAH for 9 months, went back PT, mainly for sanity as well as the extra money.  DH is in the 140-150K range.  We have a smallish mortage and a car payment.  I will say we did okay, but it was definitely a lifestyle adjustment without my income.  I was at the 80K range when I left work.  I found that SAH still had its costs; coffee, lunch, classes, outings etc.  Plus, its really hard for me to cook EVERY night.  This is personal I know, but eating out once a week was part of us feeling normal...maybe that's odd.

My goal is to go back full time early next year and hopefully we can start saving a lot more again.
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