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Reply to "Do you check your bank account balance?"
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[quote=Anonymous]I check twice per month (essentially after each paycheck). I only keep about $300 in my checking account as I rarely use checks, they're just for emergencies. I keep a larger buffer in my savings account and the rest of our emergency fund, life happens funds, etc in a money market. I transfer money once a month from the money market to the checking to pay bills. Why do I do this? Checking accounts get no interest. My savings account gets less than 1% and my money market gets about 1.5%. While this may not seem like a lot, over the course of a year, I get a couple hundred dollars of interest annually. It's worth it to me to spend about 3-5 minutes per month to make a couple of hundred dollars. Plus, having been the victim of credit card fraud in the past, I know that I need to check because you can be a financial victim very easily these days.[/quote]
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