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Reply to "After reading this forum…I feel like I did it all wrong. Or did I?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]A lot of people on this forum seem so obsessed with the idea of not “overspending” (whatever that means), building wealth, having a high NW, maximizing everything, blah blah. It’s making me feel like I didn’t do things right because I only recently (in my mid 30s) began paying attention to my NW. This forum is making me go back and think through all my spending decisions and wondering if I did things wrong. For example, I spent part of my 20s in NYC and I spent a ton of money eating out. Not even just the local neighborhood joint, but Michelin star restaurants. It was a thing that my friends and I did because we were in NYC and the food is amazing and that’s one way we hung out. I also traveled a good amount. Like, lots of trips abroad, hotels, dining, etc. it adds up. I never felt like I couldn’t afford it, but maybe you all would say that should’ve been invested. But…I sort of loved my 20s? And I think I’m okay being poorer because of my amazing decade. Or do you all derive some sort of thrill in saving all your money?[/quote] You need Michelin stars for a thrill? I was able to do both, OP. We had a lot of fun in those pre-wedding, pre-kid days, but I also managed to save. I wasn't locked in my house worried about my 401k, but I wasn't riding camels in Dubai either.[/quote] Same here. I had a blast doing road trips with my friends and crashing on people's couches in my 20's. We had some great, cheap vacations where it was more about the people than the specific location. My friends and I also got together to make dinner together or have each other over for dinner parties. I was a big saver and it paid off, but I was never "cheap." I was always happy to invite people over for food and drinks. I did spend a bit more on some great restaurants and travel after buying my first home, but I saved a lot to get there first. DH and I did have a period when we spent more on dining and travel, but that's been cut back a bit with 3 kids because we just don't feel like it as often and visiting family takes up vacation time.[/quote]
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