Reply to After reading this forum…I feel like I did it all wrong. Or did I?

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Reply to "After reading this forum…I feel like I did it all wrong. Or did I?"

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[quote=Anonymous][quote=Anonymous]A lot of people on this forum seem so obsessed with the idea of not “overspending” (whatever that means), building wealth, having a high NW, maximizing everything, blah blah. It’s making me feel like I didn’t do things right because I only recently (in my mid 30s) began paying attention to my NW. This forum is making me go back and think through all my spending decisions and wondering if I did things wrong. For example, I spent part of my 20s in NYC and I spent a ton of money eating out. Not even just the local neighborhood joint, but Michelin star restaurants. It was a thing that my friends and I did because we were in NYC and the food is amazing and that’s one way we hung out. I also traveled a good amount. Like, lots of trips abroad, hotels, dining, etc. it adds up. I never felt like I couldn’t afford it, but maybe you all would say that should’ve been invested.

But…I sort of loved my 20s? And I think I’m okay being poorer because of my amazing decade. Or do you all derive some sort of thrill in saving all your money?[/quote]

OP, I took a similar approach in my 20s. Spent a decade going back and forth between living in the US and abroad, and loved every minute of it. Now, my net worth is minimal compared to many people on this board. At 44, I am saving diligently but do lament not having more. That said, I would not trade any minute of my 20s or the experiences that I lived for more money now. I couldn't buy those experiences now if I tried. I think the trade of was worth it. [/quote]

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