Reply to DS is upset with us for providing too much.

Forum Index » Adult Children

Reply to "DS is upset with us for providing too much."

Subject:

Emoticons





More smilies

Text Color: Font: Close Marks

[quote=Anonymous]He's just being whiny. He will get over hopefully and eventually realize that he is unbelievably lucky -- he's just stressed about moving now and running into minor roadblocks and blaming you.

If I were you, I'd point out to him that if you hadn't helped him, he would have been in the exact same boat when he was younger, applying for rentals or car loans and getting push back because lack of history. He was just spared going through that at a time when he also didn't have much money or life experience. So he's doing it now and it's making him feel young and inexperienced. That's life.

He should offer to produce evidence of employment if he gets a hard time about the car loan. My guess is they are just giving him the run around because that's what they do. But someone with great credit, plenty of income to cover the loan, and 3+ years of employment history at that level, should not have a problem. Tell him to pay hardball with them and say "I can prove income well above what is needed for the loan and have an 800+ credit score. If you don't want my business I'll go elsewhere, I am not worried about finding a lender who will give me the loan I'm looking for."

They will change their tune quickly. Same with landlords unless he's looking at some crazy competitive market like NYC (in which case, trust me, everyone gets the same BS from them, he needs a realtor, unfortunately, in that market because it's so bananas) -- he's employed with good income, no debt, and high credit.

Worst case, offer to cosign for anything he needs just to get this first loan/rental under his belt. It's a signature, it's fine.

No, you didn't do the wrong thing. He's just still very naive and doesn't realize that these are not real problems, they are solvable hiccups. Way better than being in debt or having to pay his own way right out of school with no employment history. He just doesn't know. He'll learn.[/quote]

Options

	Disable HTML in this message
	Disable BB Code in this message
	Disable smilies in this message

Review message

Search Recent Topics Hottest Topics