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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Everything joint. I have 3 kids from first marriage. DH has none. I have life insurance with my kids as beneficiaries that will go into a trust with my parents managing the trust. Once my kids are out of college, I’ll reevaluate the life insurance.

For DH and me, all our income, savings, investments, and real estate are in both our names. When either of us dies, it all goes to the other.

I don’t find this to be complicated at all and it seems weird to not partner because of finances. DH and I both make relatively similar salaries and come to the relationship with similar assets. [/quote]

This all works out great unless you pre-decease him.[/quote]

No. If I predecease him, the life insurance goes into a trust managed by my parents. The kids would go full time to their bio father. DH would get the rest of my resource. If I was married to bio dad, all my resources would go to bio dad. [/quote]

The bio dad would have incentive to leave them to his bio kids. Your DH does not.[/quote]

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