Reply to Saving for Daycare/Nanny etc.

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Reply to "Saving for Daycare/Nanny etc."

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]We didn't save before hand, rather waited until we could afford daycare as a monthly expense.[/quote]

Could you explain what you mean by you waited? Did one of you stay home from work with the baby?[/quote]

No, we waited until we had a HHI that was high enough to support adding monthly daycare costs to our budget. It meant waiting until I got a promotion before we could have a kid. Then my DH got a new job and we could have a second kid.javascript:void(0);[/quote]

This is why our birthrate is below replacement level. You don't have to be rich or wait for a promotion to have a baby. People manage all over the world and country just fine. [/quote]

+1. I laugh when I see these responses about “waiting until you can afford it.” You will NEVER have “enough money” - your lifestyle changes. I grew up lower middle class and married into a wealthy family who is much more concerned about money/affording things than my family. Change your lifestyle instead of waiting for a bigger paycheck and you’ll be just fine. Of course many don’t want to do that, and that’s fine, but quit the holier-than-thou rhetoric about how you responsibly waited. No, you just didn’t prioritize having a kid earlier. [/quote]

Of course you don't have to wait but if you want to know how to afford daycare, it's to have enough money to pay for it. There is nothing holier than thou about it. I could not have saved for daycare prior to my promotion, the money simply wasn't there. We could not have lived off my husband's salary alone so staying home was not an option to avoid paying for child care. At the time, I was the breadwinner and my salary also was not enough for him to stay home with the baby.

We could have physically had a kid earlier but it would have been bad for us and not a good space to bring a baby into. Why on earth would I knowingly go into motherhood with that information?[/quote]

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