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Expectant and Postpartum Moms
Reply to "Saving for Daycare/Nanny etc."
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[quote=Anonymous]Daycare in the area is horrendous. We’ve put off buying a home for the next few years so that we don’t take on a mortgage while paying for daycare. I just don’t see how most families can do both. But that means that we are living below our means and can afford daycare. I actually increased my 401k contribution during pregnancy to make sure I maxed out for the year before taking unpaid maternity leave. I also chose to take 6 months of maternity leave, despite only 10 weeks being paid because my take home pay wasn’t much more than daycare + retirement savings. I will be taking 6 months for baby #2 as well to reduce the time we will pay double daycare before #1 starts pre-K. [/quote]
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