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Reply to "Middle class life has me completely baffled"
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[quote=Anonymous][quote=Anonymous]OP. I feel you. It is harder than you think on that kind of salary. Just looking at your post...maybe you are oversaving on retirement if you are maxing out? And maybe you don't need new clothes all the time? [/quote] I mean I hardly ever buy new clothes, and if I do, probably once every year or two at places like TJMaxx or Marshalls or at outlets. I rarely buy new clothes. My phone is a cheap $150 Nokia and we don't even own a TV so no cable bills. We are actually very low consumerists, but I just can't figure out how people find their retirements and pay for everything else. Oh, and thank God we don't have medical problems or an injury yet. I mean maybe we save too much for retirement. Worst case scenario would be to tap savings to help pay for a house and you pay yourself back with interest that goes back to you. [/quote]
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