Reply to Luxury Assisted Living No Longer Worth It?

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[quote=Anonymous][quote=Anonymous]Why does her foods and rent cost $6.5k but her monthly expenses are $9k? [/quote]

That is a huge gap.  $2,500 a month for extras is more than I spend on my family of five.

Thing is, OP, you might not have many options.  You SIL might agree to take in your MIL - you can always ask her.  But if she doesn't agree, realistically you might not have other options except to keep her where she is.  Many facilities are not accepting new residents due to Covid-19 and those that are have designated themselves as facilities that will accept Covid-19 positive residents, which puts your MIL at risk.

Also, even if your SIL does take in your MIL, it is often an arrangement that doesn't work.  What would your plan be then?  How much would you be willing and able to help?  Would you end up spending more than $2k a month to help provide for your MIL if she did not have the resources to pay herself?  What about caregiver burnout - how are you going to allow for your SIL to have vacations and time away from MIL?

I don't think you have any good options beyond setting a better budget so that you aren't paying $2,500 a month for extras.

Oh, and PP is right about the apartment issues.  Your MIL isn't going to be able to uber to see friends - these facilities are on lockdown and there are no visitors allowed.  And, once they open, guests aren't typically included in activities.  She is likely to be more lonely in an apartment than any other arrangement.  [/quote]

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