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Reply to "Advice re underfunded college savings & well funded retirement "
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[quote=Anonymous]Here is what I would do. Sit down with a financial advisor to see where your savings are vs. retirement needs. The numbers sound high - but given disability and medical expenses there might be long term concerns. After you have a better sense of your true retirement needs and any gaps you may have, you will have a better sense for options for funding college. I believe you can withdraw from retirement funds early without penalty if you have a disability - but you need to confirm this. My assumption is that for child #2 - the $ you pay now for private school tuition will be re-allocated to college so the gap is smaller. I would also include your children in the financial awareness plan. They should be aware of the situation and the choices you are making. [/quote]
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