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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Delay instant gratification. [b]This includes kids.[/b] I really can't stress this enough.

We didn't start having kids until our late 30s because we wanted to purchase a house, whittle away my students loans (still not paid off but the end is in sight), get our retirement investments on the right track, and get a few big promotions.

We are now in a great place to start a small family. The first child will be born this fall. We'll take 6-12 months with the first kid and re-assess.

Again, delay that instant gratification. This economy is unforgiving if you don't have a tech job with crazy salary+benefits or family money. [/quote]

Strongly disagree. We have spent upwards of 40k on IVF. And we started trying to have kids in our late 20's. We always knew we wanted kids, so we have come to peace with what we have spent because we got what we wanted out of it, but this isn't really great advice.[b] Not everyone can have kids easily, especially in their late 30's[/b].[/quote]

Not everyone can, but most can.

This sounds extreme but I think not having kids due to infertility is better than having kids too early and wrecking your career and finances [/quote]

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