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Reply to "YOLO vs savings - please share your stories"
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[quote=Anonymous]My husband and I both spent most of our 20s in grad school, earning $25k a year, so in a way I feel like that was YOLO because we had neat opportunities, engaging and independent work, and overall had a great quality of life, but obviously even saving 20% of gross income (which I was very proud of) didn't get us very far. Now we try to be frugal by basically maintaining our grad student standard of living as our incomes go up, BUT we didn't want to push having a kid until we had a lot more stability, house, etc. In our mid-30$ since many of our friends who did had fertility issues, so we spend much of that additional income and our PTO on childcare. My point is that YOLO can take a lot of forms other than consumption, like choosing low paying but rewarding work, or having a family when you "can't afford it" by insane upper class DCUM standards. In some ways I'd rather be able to make those big life choices than have more in savings. [/quote]
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