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Money and Finances
Reply to "Middle class people how do you raise a family here?"
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[quote=Anonymous]We made the same money in our early 30s as OP, but we also did not have student loans - I think that can make a big difference in whether or not you feel stretched at $150K. I would give the same advice as many others have - track your spending to see where you money is going, then create a budget that prioritizes what you want out of life and stick to it. I think the tracking part is really important because most people see the big expenses but don't see where the dribs and drabs of their money (that add up to a lot) go. We used Mint for quite some time, but we not use You Need a Budget (YNAB). Mint is free; YNAB is not, but I like the budgeting forward rather than backward concept of YNAB.[/quote]
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