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[quote=Anonymous][quote=Anonymous][quote=Anonymous]HHI of about $185K.  Family of 4. Own a 2 level condo in Arlington, we have school loans, no credit card balances, cars paid off. With our income we travel internationally for vacation every year, go out as a family a couple of times a month.

We budget, prioritize and track our expenses weekly.  [/quote]

Share some tips!![/quote]

I use to be super broke as a single mom so It's important for me that my family and I keep to our budgets so that we have money for the extra stuff.

We have monthly spending budgets for personal and things like groceries, eating out, etc.  I have it all laid out on a spreadsheet to track.  We mostly stay on budget.  My husband spends a bit more but I am very frugal so it balances out.  Aside from already allocating funds a month to a savings, any time we are under our spending budgets we throw in extra amounts into savings account to fund trips/things for future/or for clothes for our teen girls.  We both cook breakfast and dinner pretty much every day.  We are pretty good cooks.  It irks me to spend so much money on groceries and not use it and instead go out to eat.  We do go out to dinner, order in, but not regularly.

Other things that let us spend money on other things are - we live close to where we work, no cable, we search for free events in the area first (lots of events in the area if you look).  I almost never pay full price for anything.  I am always researching for the best deal.

I purchased my condo in 2015. At the time we were approved for much more than what we actually used to buy.  We weighed the pros and cons and we preferred to have a smaller mortgage/home while still having enough space for us and in a location that was convenient to our jobs.  Could have bought a bigger place further out but I am not a fan of long commutes. [/quote]

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