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Reply to "People with "regular incomes" what are your savings?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]DH and I live a pretty good life despite our low incomes and being DINKs. However we have little to no savings. Him: no retirements savings, maybe 4K in savings account Me: 20k in 401K and maybe 2k in savings. We are both 30. It gives me a lot of anxiety.[/quote] Contrary to what you usually see on DCUM don't worry. Try and save 500 a month if you do that you will be fine in retirement you will have around 45k a year available. If you save 1000 a month starting at 40 and 1500 a month at 50 you will be even better and if you can do that even earlier even better but don't worry. The key is to save at least 500 a month between the 2 of you starting now [/quote] Calculator here' https://www.voya.com/tool/orange-money-retirement-calculator[/quote]
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