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Money and Finances
Reply to "Feeling Paralyzed with Financial Decisions"
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[quote=Anonymous]You might have to cut back in other areas, but you can do your PITI on that income, particularly with your lower childcare costs. We make slightly more, $250k, but have higher childcare, $2300 for 2 kids and a slightly lower PITI- $4000. It's fine. We don't travel much, mostly driving trips to family, but I can't stand traveling with little kids anyway. We kept the house-cleaner, but do our own lawn work. Our kids don't do expensive activities, but even if they pick up something more expensive, we'll be trading the $2300 for a total of $600 in about a year, so we can cover any additional activities and camp from the excess $1700. Our oldest is in public school and the youngest will start in about a year. We do fully fund two IRAs and contribute enough to two 529s to cover what we estimate will be about 1/2 the cost of college. [/quote]
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