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Reply to "The financial advantages of NOT getting married"
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[quote=Anonymous]OP here: I ran the math earlier this AM. If we get married and register with the government, we will pay an extra: -$7500 per year in student loans. This amount can go up as we earn more money (I need to submit taxes every year to re-certify), and thus less is ultimately forgiven by PSLF. -Around $2-3K more in taxes due to the loss of SALT deductions Where things get tricky is if we have kids. I think - from a tax perspective - we may be more advantaged if we have a kid and just have one of us claim the child as an exemption. My only big concern is what happens if one of us dies. I do not believe she would be able to claim Social Security survivor-spouse benefits. I need to look more into this. Once PSLF is complete, I would move forward with a legal marriage. Is this crazy? We can save $60K or so over the next 6 years by not marrying. [/quote]
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