Reply to I want a divorce ”but I can’t financially do it.

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[quote=Anonymous][quote=Anonymous][quote]Getting a job sounds looking like a good plan - so childcare x3 is at least 4800 a month - and that’s at 400/child a week then she’s got to be responsible for all holidays/sick days because there is no guarantee her husband will be willing to stay home 
A new job may offer very limited vacation or sick days 
To even break even she would need a job making $7000 
That may not be realistic for the OP[/quote]

Stop being ridiculous.

$4800 a month would be $57,600 a year.  A full time nanny doesn't cost that much.   So nanny is one less expensive option.

Another is to find an in-home daycare, which are more like $250/child/week.  Finding one with 3 open slots is going to be the challenge, but she has some flexibility in terms of time.

As long as OP and people like you put up obstacles to keep convincing yourselves that your current state of being is the only possible scenario, everything will stay the same.

Be strong and get your life together.[/quote]

$400 # 3 children x 52 weeks is actually $62,400. In-home daycare isn’t anything like $250/week. I paid $400/week per child 20 years ago to share a nanny (not from a nanny service, either) in somebody else else’s house (and that was before the Social Security taxes we also paid). When the kids enter preschool this will get cheaper.

Anyway, assuming OP can get a job that pays $62,400—after taxes, so really she needs $80,000 or more (because with 3 kids she probably won’t owe income taxes but she’ll still probably pay FICA because I doubt she’d be eligible for the EITC)—what is she supposed to live on? How does she buy metrocards to get to work, or pay rent/mortgage, or feed her kids?

OP, the good news is, you won’t have to pay all of this yourself. Your DH will owe you child support,  even during the separation period before the divorce is finalized. And even if you can’t prove adultery (the judge may not care anyway) or abuse (the judge will care, but you must document it, like pps said).

You will also get 1/2 of any assets, including any home equity assuming you’ll have to sell the house.

You need to see a lawyer to get a ballpark on how much child support to expect—what the rules are in your state. And yes, you will probably need to work.[/quote]

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