Reply to Have the least amount of hhi among the wealthy or have above hhi among the middle class? Which would

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]It is always better to be the big, very secure fish in the small pond.[/quote]

As someone said above, not if everyone in your social group sells Lularoe and likes Olive Garden and The Hot Topics. Then you've really got to get your kids exposure to the finer things (and those private lessons, of course) so that they don't end up fatties or wearing booties or *gasp* skinny dipping.[/quote]

But ... but ... the free breadsticks and sarcastic t-shirts! Mine, all mine!

In all seriousness, I don't want my social world limited to these things, but there's nothing particularly dangerous about going to Olive Garden with a friend. You can still go to fashionable wine bar at other times. It isn't as if the two worlds are mutually exclusive. If I have a high hhi that allows me to easily afford a middle class life, and I live a middle class life and save, save, save, then I can afford education and enriching experiences. I can get access to culture if I want to have it. I can find other members of the middle class who are intellectually curious and willing to split a bottle of wine.

If I am in a position where I feel I have to spend to the very limit of my ability, the situation is less stable. It may be worth it, but frankly it sounds stressful and there's a lot further to fall.

In one case, my risk is having to go to that same chain restaurant AGAIN. Then I go back to my small, paid off house and relax. Maybe, I decide, I'll retire early. Travel. Perhaps Ireland.

The results of financial instability is far worse.[/quote]

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