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[quote=Anonymous]The problem is that you can't stick to this.

At the end of 4 years, if your DC needs two more classes, it will take them 3 or 4 years to earn that tuition if they are not living at home.

If they are living at home, you didn't turn off the tap.

I guess you might be able to let them struggle for 4 years if they can stay on your insurance but it looks like that may not be possible next year.

Having them go without insurance sounds tempting but if they get hurt and don't have it, you will pay and again, haven't really turned off the tap.

You have to have an ongoing conversation with your kids about how they are doing and what they want.  You have to let them know that if they don't finish on time, the money has to come from somewhere.

On another thread, a poster suggested letting kids chose between expensive school X and cheaper school Y plus help with a downpayment on a house.

During such a conversation, would be a good time to bring up that cheaper Y would also leave enough money for an extra semester if needed.

"Tell your kid that you're turning off the tap at the end of the fourth year. After that, s/he is responsible for his/her own tuition. Are you really sitting there with the course catalog ticking off courses to make sure your kid is on track? That's not your job."[/quote]

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