Reply to Any moms regret quitting their jobs to stay home?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Your husband makes 500k and your biggest expense is only the $5000 mortgage. So even if it's harder to get back into the workforce, even if you have to take a paycut, it won't impact your family financially much since your family can already live well below your means currently. So apart from having to take a job that might not have maxed your potential when you left the workforce, the common downsides in terms of getting stuck with jobs with lesser pay, less prestigious jobs doesn't concern your situation. I would say go for the SAH. 
 [/quote]

The "common" downsides also include loss of husband at which point you're unprepared to take care of your kids. It's really surprising to me how many people are willing to rely on others for their financial well-being. [/quote]

Most people rely on others for their financial well being you dolt.[/quote]

Do you mean most adults rely on others for their financial well being? If so, why do you think so?[/quote]

Are you a sea bajau? If not then you are relying on others for your financial well being. It is really stupid thing to be smug about, unless a course you are a member of the sea bajau people.[/quote]

Are you brain dead or just pretending to be? When you put your financial well being in the hands of your husband, and he leaves you, or he doesn't leave you, but you are in an unhappy marriage and "feel trapped" (does this sound familiar? It's been the theme of many recent DCUM threads), you have NO OPTIONS. Yes, most of us rely on corporations or the federal government ("people," I suppose, in the grand scheme of the world) for employment, but what we are actually relying on is our own skills, talent, and marketability. When we give that up and become dependent - yes, DEPENDENT - upon a husband to care for our needs ($500K salary or not), then we are trapped. I don't give two shits whether you have a life insurance policy. Do you have a divorce insurance policy? A policy that will ensure anyone will hire you in the very real possibility you are forced to go back to work? Feel free to ignore reality until it hits you rudely in the face. But there it is, and it ain't pretty for women who don't work.[/quote]

Listen bitch, it's called life. We all have one and we evaluate what works best for us. We are all DEPENDENT on someone because that is how LIFE works. What happens when your nanny or daycare provider who you really don't know from a can of paint molests your child? What happens when the strangers you are dependent on to care for your child does something that psychologically damages them? What happens when they weren't watching closely enough and your kid gets hit by a car?

What happens when you get hit by a car, you are disabled, and now you have to DEPEND on your spouse for the rest of your life? What happens when your industry tanks and you can't find a job to save your life but you have been depending on 2 incomes to survive?

What if we sit here and play what if games until someone has an anxiety attack? Or what if we use some common sense and realize dependency is the American way of life so we make the best choices and plan for what we can while realizing that we aren't in control of everything.

- Business owner who depends on customers and employees in order to profit[/quote]

I may be a "bitch" (takes one to know one?), but at least I live in the real world. Planning for remote possibilities is a bit different than being attuned to the fact that 50 percent of marriages in this country end in divorce. You're stupid, but apparently not stupid enough to stay home and depend on a spouse. Just angry.[/quote]

There is also something called alimony and child support. If your household income is high and you get the kids, you will probably get decent alimony and child support.

We know several divorced guys who give $$$ to their ex-wives. They get so excited when the wife remarries so the alimony goes away.[/quote]

This number will obviously be smaller and insufficient if your DH only earns $100k and you are a SAHM because what you receive won't be enough to live on. If your DH earns $500k-$1 million, you will probably be ok.[/quote]

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