Reply to I didn't fully comprehend the cost of eldercare

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[quote=Anonymous][quote=Anonymous]Seriously if the math you are doing is the base rate for one person times the hours in the day, you’re in lala land. The reason agencies take a huge cut over their aides take home pay is because it costs a lot, not because they’re raking in profit. When you find/poach good people, you can pay them more to convince them to stay, but it doesn’t stop them from getting sick or having a new grandbaby across the country or anything else. It doesn’t make overtime cheaper and good luck staffing 24/7 without it. Etc etc. [/quote]

All this. My MiL wanted to do this - hire a great caregiver out from the agency - until I reminded her that sh*t happens and she will not have backup.

Everything sounds expensive because we, as a country, do not place value on caregiving unlike many other developed countries.

Our family was very lucky as our mom was in a great memory care unit in a nonprofit CCRC covered by Medicaid until she passed away. My ILs may have enough money to cover their care/housing expenses though probably not much left for inheritance, if anything. We are fine and not looking for that, but I sense that SiL/BiL do not realize that and will not be happy when they learn that there is little money left for them. If there is any, I imagine that they will ask DH for his portion. [/quote]

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