Reply to My wife wants a $8,000 handbag. Please help!

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Reply to "My wife wants a $8,000 handbag. Please help!"

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[quote=Anonymous]Sit her down and share the family budget details.  Maybe when she sees that you run the chance of missing a mortgage payment w that purchase, she would reconsider her demand.

You can agree to start “saving” towards a Chanel.  FOMO is a terrible motivation.  If you spend $ beyond your means because of FOMO (even if it is FOMO of a price increase), then you will find yourself living on the street in. No time.  Just save more and longer to pay whatever price the darn bag is selling at when you finally can afford it.

Chanel CF was $2k years ago, but if one wasn’t willing or able to afford even a $200 hand bag, then the Chanel was simply out of reach. Today the same Chanel bag is $9k.  If the same person, after amass enough net worth, can get one without breaking the bank, then the $9k is doable. So it doesn’t really matter how much the bag has gone up in price.  The key is whether you can afford it at the moment without jeopardizing your financial goals is the key.

Of course, to some, a $8k bag is simply a ridiculous purchase but that is not the point of debate.  Bottom line, OP’s finances can’t support this purchase (a want from the wife) without cutting other expenses. [/quote]

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