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[quote=Anonymous]2 full time feds in the middle career years with 3 young kids:

- most meals are easily made from Trader Joe's or similar, like pasta and frozen broccoli or microwaved rice and beans. Lots of fresh fruit and veggies on hand at all times. I rarely cook,; DH or I cook maybe 1 to 3 times a week.
- DH and I alternate working from home as much as possible. This typically ends up with me teleworking as much as possible since my agency is more flexible.
- I almost never work a full 40 hour week. I basically use my annual and sick leave as I earn them. It's just what I have to do.
- we have avoided after care as much as possible, because with 3 kids it's a huge expense. Instead we staunchly stick to a flexible/shorter workday schedule as needed. Thank goodness I have a supportive workplace.
- We can't keep up financially in this period while the youngest is still in daycare. As much as I hate debt, I have come to accept this period as an investment. Thankfully soon all 3 will be in elementary school, and that's $2,000+ back in my pocket, not to mention the extra time and expenses related to commuting to multiple schools.
- we did some private extra curriculars until they felt like scams. Unless you have thousands of extra dollars a month, there's no need for these. Sign up for community run or free activities.

- [/quote]

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