Reply to Down and Out on $250K/year....

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[quote=Anonymous][quote=Anonymous]
Exactly. People are subtracting their home that they own in the city (cause you know, they don't like commuting), their well-paid nanny and private schools and then saying well I'm not rich because I don't have a ton of disposable income. When most people, even well paid professionals in this area, can't afford a home in the city and a well paid nanny, and STILL DON'T HAVE A TON OF DISPOSABLE INCOME.[/quote]

Here's how I come up with "Don't feel rich".  I live in a house that in the early 1920s was owned by a clerk in the interior department.  It's the same house.  Maybe with stainless steel appliances, but it's a medium sized house with no closet space in a safe neighborhood.  I send my two kids to schools which are "good".  Which is probably what the clerk in the interior department was able to do with public school education.  But I can't do it with public school.  I prioritize time at home (and consequently a bigger mortgage) to commuting.  I don't want the stress of it.  I'm a single mom and I don't want to stress about getting home to the babysitter in time as I sit on 66 or 270.

I know I'm rich by money standards (250K exactly).  But I look at my life, and I don't feel that much better off than the clerk who owned my house 100 years ago.  He could walk to work, have a house large enough for the family (but not big), send his kids to a safe, good school, and feel like his kids were cared for when they weren't in school (in his case, by his wife).  That's about all I have.  It's just that those things are ridiculously expensive these days.  Child care is horrendously expensive, but if you work, you need to PAY someone to take care of your children.  Private school is incredibly expensive, but if your schools suck, you need to pay for schools.  If I spent my money differently (living in the suburbs with a 1 hour commute every morning and evening) I could definitely feel "rich".  But I don't want to live that way.    [/quote]

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