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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]My best friend has been a stay at home mom for 14 years. Her husband makes about 60k a year. They make it work. It is all about priorities. 14 years ago when she had her first her husband was making 30k. They now have 3 kids, own a beautiful home and go on 1 nice vacation a year. [/quote]

60k a year with 3 kids? Own a beautiful home? Go on nice vacations? Bullshit. That's basically poverty. [/quote]
Not in Texas they bought a bran new custom built home for 130k a few years ago. No state tax. Great health insurance covered through his company with hardly any out if pocket cost.[/quote]

Oh so helpful for the OP who doesn't live in Texas and where no homes are at $130k much less a beautiful home. [/quote]

Sounds like this woman is very wise with her money.  Think about it years ago out parents and grandparents raised 3 or more children on salaries of 25,000.  I'm sure it can be done if all of the extras are done away with:  hair, nails, shopping, cable, fast food, etc.

I would like to meet that stay at home mom.  She is just like me.

Other options:
vacations every other year (creates anticipation and appreciation)--or just go on the "round the corner vacays" or dream vacations only once every 5 years.
hair nails monthly or every other month instead of every week
shopping on 3 month cycle (no shopping before then unless it is thrift)
cable --seems like people can't get past that. I do not have cable (thanks internet)
Fast food---still a problem for me, but I try to eat fresh items at home maybe 3 days a week.

Don't forget the coin jar. . .keep it in a corner of your house and just add spare change.  That can be used for a "special treat"

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