Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:My best friend has been a stay at home mom for 14 years. Her husband makes about 60k a year. They make it work. It is all about priorities. 14 years ago when she had her first her husband was making 30k. They now have 3 kids, own a beautiful home and go on 1 nice vacation a year.
60k a year with 3 kids? Own a beautiful home? Go on nice vacations? Bullshit. That's basically poverty.
Not in Texas they bought a bran new custom built home for 130k a few years ago. No state tax. Great health insurance covered through his company with hardly any out if pocket cost.
Oh so helpful for the OP who doesn't live in Texas and where no homes are at $130k much less a beautiful home.
Sounds like this woman is very wise with her money. Think about it years ago out parents and grandparents raised 3 or more children on salaries of 25,000. I'm sure it can be done if all of the extras are done away with: hair, nails, shopping, cable, fast food, etc.
I would like to meet that stay at home mom. She is just like me.
Other options:
vacations every other year (creates anticipation and appreciation)--or just go on the "round the corner vacays" or dream vacations only once every 5 years.
hair nails monthly or every other month instead of every week
shopping on 3 month cycle (no shopping before then unless it is thrift)
cable --seems like people can't get past that. I do not have cable (thanks internet)
Fast food---still a problem for me, but I try to eat fresh items at home maybe 3 days a week.
Don't forget the coin jar. . .keep it in a corner of your house and just add spare change. That can be used for a "special treat"