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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Totally understand. This is absolutely true because I see several very similar cases. OPP, at least this an IVY. I saw families struggling for a top 20 or 30.
I would suggest you consider the major. If the kid is in a major that easy to get money back, it's OK to have some loan.  Or else, have to choose what is affordable.

But, no she didn't fail her kid. [b]This system failed those wonderful kids[/b]. [/quote]

I agree the system fails a lot of kids but don’t agree going to a name-brand school is some sort of right. Some posters are mourning for OP’s niece as though she can’t go to any college. She is going to college, likely to a great state school or T50 or even T30. She just can’t go to an Ivy. Actually she could if her parents are willing to sell their house, downsize to a smaller house, use some of the property equity gains, get a 2nd mortgage, if she is willing to take a gap year, take on a PT job…there are lots of ways. But they are not willing to be flexible and they must have the Ivy when she could be getting just as good an education minus the brand name. I don’t really think this is the same as the system failing kids because their “need” appears to be a pretentious/materialistic one. [/quote]

When your state flagship is over 40k/yr and you’re not eligible for need-based aid there either, the whole system really feels like an utter failure. [/quote]

+1. And I don't want to mention how hard to get into some state colleges as residents. [/quote]

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