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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]We are retired and pay about $5350/mo for the 4. Up from $4900 last year but down from a few years ago when it was $5500. PPO and it sucks[/quote]

Wow. What percentage of your income is it as a retiree?

Now I understand why people are saying $1 million retirement is nothing.

How do people will less than a million in retirement live? Wow [/quote]

They are very wealthy if they have minor kids and retired.  [/quote]

Yes, we are very wealthy. It’s still a lot of money but we can afford it.[/quote]

But it shouldn't cost that much for healthcare in our 50s and 60s.  The sheer fact that my healthcare goes from $500/month for family (employee, spouse and all the kids you want) to $3K for medical only if I want to buy a plan when I'm retired and not 65 is ridiculous (and that plan is only medical and has $8K/18K+ deductibles).

Medicare also should NOT cost $2K+ for a couple over 65 for ONLY medical just because they saved for retirement and saved.  When in reality those people are the ones who have funded medicare for 1000s of people.  We need a new system, one without all the insurance companies, one where people are not making 5-10M+ for managing a health care company.  Do universal HC and we don't need 75-80% of those involved in health insurance now.  Costs would go down, and the actual nurses and doctors could get paid more[/quote]

Your healthcare was never 500 a month.  Your employer paid the rest.  I pay a family plan for 4 and pay both the employee and employer payments and that is 3800 a month.[/quote]

I am well aware of that fact.  The COBRA costs are $2400 for an entire family, with a $1.25K/$2.5K deductibles.  And that includes medical, dental and Vision.  Medicare is only medical.

Point is if we had a real UHC system, costs would be greatly lowered.   People would get the medical care they need, before things become a real health issue.  The person who is sick would pay $20 and go to urgent care, get treated a few days into the illness, versus waiting 5+ days, heading to the ER and possibly being admitted with pneumonia or something worse, when what they had was a cold/flu/bacterial infection that was easily treatable for $25 medication and we could prevent an ER visit (where costs are 3-4x) and possible hospital stay.   So even overlooking the humanity of it (providing people with basic healthcare), it would save money.

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