Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:We are retired and pay about $5350/mo for the 4. Up from $4900 last year but down from a few years ago when it was $5500. PPO and it sucks
Wow. What percentage of your income is it as a retiree?
Now I understand why people are saying $1 million retirement is nothing.
How do people will less than a million in retirement live? Wow
They are very wealthy if they have minor kids and retired.
Yes, we are very wealthy. It’s still a lot of money but we can afford it.
But it shouldn't cost that much for healthcare in our 50s and 60s. The sheer fact that my healthcare goes from $500/month for family (employee, spouse and all the kids you want) to $3K for medical only if I want to buy a plan when I'm retired and not 65 is ridiculous (and that plan is only medical and has $8K/18K+ deductibles).
Medicare also should NOT cost $2K+ for a couple over 65 for ONLY medical just because they saved for retirement and saved. When in reality those people are the ones who have funded medicare for 1000s of people. We need a new system, one without all the insurance companies, one where people are not making 5-10M+ for managing a health care company. Do universal HC and we don't need 75-80% of those involved in health insurance now. Costs would go down, and the actual nurses and doctors could get paid more
Your healthcare was never 500 a month. Your employer paid the rest. I pay a family plan for 4 and pay both the employee and employer payments and that is 3800 a month.
Anonymous wrote:Well someone has to pay for everyone who got glp1s off label.
Anonymous wrote:Anonymous wrote:This discussion is why I want the right to die. I'd rather skip all the healthcare and just die when I want, rather than be forced to stay alive when I don't want to.
+1. My mom has diabetes and has to take insulin everyday. If I had diabetes, I'd rather not take insulin everyday, but I also don't want to be blind but still alive because my other functions are taking longer to die off than my eyes. I would just rather end it.
Anonymous wrote:Anonymous wrote:Anonymous wrote:We are retired and pay about $5350/mo for the 4. Up from $4900 last year but down from a few years ago when it was $5500. PPO and it sucks
Seriously? Well I think it’s completely crazy not to have health care… but there is an inflection point, and you are certainly at it.
Yes seriously. But we knew going into retirement that this was the cost if we wanted a ppo.
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:We are retired and pay about $5350/mo for the 4. Up from $4900 last year but down from a few years ago when it was $5500. PPO and it sucks
Wow. What percentage of your income is it as a retiree?
Now I understand why people are saying $1 million retirement is nothing.
How do people will less than a million in retirement live? Wow
They are very wealthy if they have minor kids and retired.
Yes, we are very wealthy. It’s still a lot of money but we can afford it.
But it shouldn't cost that much for healthcare in our 50s and 60s. The sheer fact that my healthcare goes from $500/month for family (employee, spouse and all the kids you want) to $3K for medical only if I want to buy a plan when I'm retired and not 65 is ridiculous (and that plan is only medical and has $8K/18K+ deductibles).
Medicare also should NOT cost $2K+ for a couple over 65 for ONLY medical just because they saved for retirement and saved. When in reality those people are the ones who have funded medicare for 1000s of people. We need a new system, one without all the insurance companies, one where people are not making 5-10M+ for managing a health care company. Do universal HC and we don't need 75-80% of those involved in health insurance now. Costs would go down, and the actual nurses and doctors could get paid more
Your healthcare was never 500 a month. Your employer paid the rest. I pay a family plan for 4 and pay both the employee and employer payments and that is 3800 a month.
Anonymous wrote:Anonymous wrote:Anonymous wrote:I love the MAGA morons claims that GLP is driving health insurance up and not their stupid policies.
It is neither glp-1 nor maga. Prices went up.
And prices went up because hospital systems have merged, consolidated, and bought up independent practices. And private equity has bought up so much of healthcare.
Anonymous wrote:Anonymous wrote:I love the MAGA morons claims that GLP is driving health insurance up and not their stupid policies.
It is neither glp-1 nor maga. Prices went up.
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:We are retired and pay about $5350/mo for the 4. Up from $4900 last year but down from a few years ago when it was $5500. PPO and it sucks
Wow. What percentage of your income is it as a retiree?
Now I understand why people are saying $1 million retirement is nothing.
How do people will less than a million in retirement live? Wow
They are very wealthy if they have minor kids and retired.
Yes, we are very wealthy. It’s still a lot of money but we can afford it.
But it shouldn't cost that much for healthcare in our 50s and 60s. The sheer fact that my healthcare goes from $500/month for family (employee, spouse and all the kids you want) to $3K for medical only if I want to buy a plan when I'm retired and not 65 is ridiculous (and that plan is only medical and has $8K/18K+ deductibles).
Medicare also should NOT cost $2K+ for a couple over 65 for ONLY medical just because they saved for retirement and saved. When in reality those people are the ones who have funded medicare for 1000s of people. We need a new system, one without all the insurance companies, one where people are not making 5-10M+ for managing a health care company. Do universal HC and we don't need 75-80% of those involved in health insurance now. Costs would go down, and the actual nurses and doctors could get paid more
Anonymous wrote:I love the MAGA morons claims that GLP is driving health insurance up and not their stupid policies.
Anonymous wrote:Anonymous wrote:Wait until all the measles and other vaccine-preventable illnesses hit hospitals and rack up million+ dollar hospital stays. Rates are going to go up, up, up.
Yep. And we cover more and more IVF, more nicu babies, more ADHD meds and therapies. When people demand coverage for stuff where do they think the money comes from? Not the healthcare execs pocket of course.
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:For the GLP haters. I was at a public event tonight and saw two morbidly obese people. Like sooooooo seriously obese they are one step away from being gilbert grape's mom stuck at home. One had a cane. Then below that some super obese people. Of course all these people should get GLPs. I think it would be miraculous.
Just like there are people that don't want the whole world to be fed because it's not profitable (thus we have hunger even though we can feed everyone on earth) there are people who don't want to help the sick and obese because it's not profitable. It's disgusting.
I don’t think anyone begrudges actual obese people for using GLP-1.
This. I wish every obese person had free glp 1 regardless whether they are insured or not.
Now the women with a small pouch who wants to look good for the summer or the wedding coming up they should pay for it with their own money out of pocket but they don't.
GLP1 is not a miracle cure if you don't want to help yourself. It's not healthy to stay on it for the rest of your life, and without some lifestyle modifications (for the majority of people who could benefit from it's use) they won't ever be Able to stop using it.
How about we invest in affordable healthcare that includes nutritional counseling (that continues monthly and then quarterly, etc) so that people can learn how to help themselves long term
It’s a lifetime use medication for a chronic medical condition. It was literally developed for diabetes.
Do you think it’s unhealthy for me to be on Synthroid for the rest of my life for my Hashimoto’s?
it is there for chronic conditions, yes. But if you have diabetes, you should also focus on nutrition and lifestyle modification along WITH the medications.
Just like with hashimotos. I know, I have it. And I chose to make lifestyle modifications to treat it and avoid medications as long as possible (once you start them it's much more difficult to get off it). I dropped my antibodies from over 100 to about 10-15, my TSH (which is largely a pointless number) from 4.5 to 1.5, and all the other T4/T3/Frees of those/etc into Optimal range all with diet and supplements. So yes, I would not just pop meds for the rest of my life without making modifications to assist.
Anonymous wrote:Anonymous wrote:Anonymous wrote:For the GLP haters. I was at a public event tonight and saw two morbidly obese people. Like sooooooo seriously obese they are one step away from being gilbert grape's mom stuck at home. One had a cane. Then below that some super obese people. Of course all these people should get GLPs. I think it would be miraculous.
Just like there are people that don't want the whole world to be fed because it's not profitable (thus we have hunger even though we can feed everyone on earth) there are people who don't want to help the sick and obese because it's not profitable. It's disgusting.
I don’t think anyone begrudges actual obese people for using GLP-1.
This. I wish every obese person had free glp 1 regardless whether they are insured or not.
Now the women with a small pouch who wants to look good for the summer or the wedding coming up they should pay for it with their own money out of pocket but they don't.
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:For the GLP haters. I was at a public event tonight and saw two morbidly obese people. Like sooooooo seriously obese they are one step away from being gilbert grape's mom stuck at home. One had a cane. Then below that some super obese people. Of course all these people should get GLPs. I think it would be miraculous.
Just like there are people that don't want the whole world to be fed because it's not profitable (thus we have hunger even though we can feed everyone on earth) there are people who don't want to help the sick and obese because it's not profitable. It's disgusting.
I don’t think anyone begrudges actual obese people for using GLP-1.
This. I wish every obese person had free glp 1 regardless whether they are insured or not.
Now the women with a small pouch who wants to look good for the summer or the wedding coming up they should pay for it with their own money out of pocket but they don't.
GLP1 is not a miracle cure if you don't want to help yourself. It's not healthy to stay on it for the rest of your life, and without some lifestyle modifications (for the majority of people who could benefit from it's use) they won't ever be Able to stop using it.
How about we invest in affordable healthcare that includes nutritional counseling (that continues monthly and then quarterly, etc) so that people can learn how to help themselves long term
It’s a lifetime use medication for a chronic medical condition. It was literally developed for diabetes.
Do you think it’s unhealthy for me to be on Synthroid for the rest of my life for my Hashimoto’s?