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[quote=Anonymous][quote=Anonymous][quote=Anonymous]OP, what income are you at? We subsidize with credit card rewards, so flights are mostly covered. But still spend up to $15k annually. We’re at $320k combined. [/quote]

What credit card do you use?[/quote]

I have several:
Most of the Chase ones - I have 3 Chase Inks, Chase Sapphire Preferred and a couple Freedoms. Going to try for another Chase Ink soon. 
Amex Gold
Capital One Venture X (I booked a trip in their portal that cost $5k and earned 10x points, so 50k points)

Then I churn others, whichever has a high signup bonus. I had my husband sign up for the Barclays Hawaiian card where you only had to make one purchase and got 70k miles. They had a partnership with Alaska at the time, so moved the points there.

As another tip, my more frugal friends tend to travel off-season, and they plan way in advance, like a year ahead. You have to be willing to pull the kids out of school, though, and maybe deal with not-so-great weather.

I myself am planning for Summer 2026, and honestly, I'm kind of late. Just couldn't decide on where I wanted to go. I'm looking at JFK-CDG economy on Delta for 30k points + $5.60, then probably pay for a cash upgrade. Also considering the Virgin daytime flight to London in premium economy for $618. Dates are for late August/early September.
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