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[quote=Anonymous][quote=Anonymous][quote=Anonymous]You have two problems that are related, but definitely separate:
(1) Your wife spends too much and does not want to stop or even talk about stopping
(2) Your income cannot support your spending now that you have a kid.

Those expenses you've listed? Even when our HH income was 2x yours, I didn't spend as much on my own personal grooming in a year as your wife spends in a month. She clearly values these highly, as that's where the money goes. But your income cannot support it, even without a kid, if she isn't working. You need to create an income/expenses chart, with or without her. It'll become apparent that this spending cannot continue with a kid(s) in the picture.

Also, I'm going to tell you that you're going to outgrow that condo, unless it's a big one, once baby #2 arrives. Two sets of friends who had 3br condos (1200-1500 sq ft) and very young kids have gone to the suburbs. One of them thought they'd be in the city much longer, but they weren't happy when they just ran out of space. We're in a 3br condo (half of a Victorian rowhouse) with two little kids and it's tight, but doable. You need to spend less/save more just for the move to a SFH that you plan.

But all of this is a moot point until your wife gets on board. I'd delay baby #2 until she does.[/quote]

Eh, maybe/maybe not about housing. We lived in a 700 sq ft 2 br apartment with 2 kids. We have friends with 3 elementary aged kids who live in a 2 br apartment & have for years. Many people in NYC do as well. [/quote]

Sure you can live in a 700 sq ft apartment.  But your kids friends hate doing playdates because of the hassle of parking and lack of green space.  Your kids will get less exercise because they only get exercise when YOU have time to walk them to park or dig the bike out of the storage unit.  Its such a headache.[/quote]

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