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Reply to "If you don't have a 15 year mortgage, you're living beyond your means?"
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[quote=Anonymous]We refinanced to a 15yr mortgage because it resulted in a lower monthly payment and a ridiculously low interest rate (below 2%!). I think it’s important to compare and do the math. Although OP may have come across judgy, I do agree that if you’re living in a 1mil house it shouldn’t look like a grad’s student apartment. Some people on this forum are too quick to dismiss expensive clothes, furniture as a waste, and profess pride in buying cheap crap. Ikea can be okay, but we have to think about the true environmental costs of the low-priced items we are buying, materials used and production methods for example. I think those with HHI have a moral obligation to be as sustainable and environmentally conscious in their purchasing decisions as they can because they can afford it! [/quote]
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